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[Get.DjUR] Adoption of Electronic Banking in Ghana Banking System

[Get.DjUR] Adoption of Electronic Banking in Ghana Banking System

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Book Details :
Published on: 2016-02-12
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Original language: English

Research Paper from the year 2014 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, Atlantic International University (School of Business and Economics), course: Ph.D. Economics, language: English, abstract: Electronic banking (e-banking) has brought about a revolution in the functioning of banks as it offers major opportunities to banks and their customers. This has made the transition to electronic banking a necessity for banks in order to be viable. Despite its benefits, developing countries still lag behind in the adoption of electronic banking. This study therefore seeks to examine the adoption of e-banking in the Ghanaian banking industry with Guaranty Trust Bank Ghana Limited (GTBank) as the case study to identify the benefits, challenges and critical success factors for the adoption of e-banking in the Ghanaian banking industry. The research made use of questionnaires and interviews to collect data from staff and customers of GTBank. The results of the study indicated that e-banking adoption was a business strategy taken by the bank in response to customer needs and the changing marketing trends in the banking industry. The benefits, challenges and critical success factors of e-banking are also identified and discussed. From the study it is obvious that tremendous benefitssuch as revenue generation, improvement in productivity and efficiency in service delivery and cost savings were derived from e-banking. The lack of a solid technology infrastructure was identified as a major challenge of e-banking adoption in the country. The study however revealed that there is a promising future for e-banking in Ghana.Some recommendations to enhance the adoption of e banking in country are made based on this study. Impact and Challenges of Information Communication ... International Journal of Academic Research in Business and Social Sciences February 2013 Vol. 3 No. 2 ISSN: 2222-6990 323 hrmars.com/journals Reserve Bank of India - Wikipedia The Reserve Bank of India (RBI) is India's central banking institution which controls the monetary policy of the Indian rupee. It commenced its operations on 1 April ... SAM - System for Award Management SAM.gov The System for Award Management (SAM) is the Official U.S. Government system that consolidated the capabilities of CCR/FedReg ORCA and EPLS Opportunities and Challenges of Financial Integration in ... IMF Seminars Conferences and Economic Forums. Opportunities and Challenges of Financial Integration in West Africa INTERNET BANKING IN NIGERIA - link.springer.com This study provides an African perspective to the global research and literature on retail customer adoption of Internet banking (IB). It empirically examines the ... EFFECTS OF MOTIVATION ON EMPLOYEE PERFORMANCE: A CASE ... effects of motivation on employee performance: a case study of ghana commercial bank kumasi zone. by ... Instant Payment Systems Instant Payment Adoption Instapay Have an edit to suggest? Email us at editor@instapay.today. Region. Europe. Scheme Name. Swiss Interbank Clearing System (SIC) Status. Live. Date of initial deployment Retail & Corporate Banking Consultancy Services HCL ... Retail and corporate banking solutions by HCL Technologies offer software services to major financial institutions across the globe. Visit us to learn more! Financial Inclusion Insights: Ghana 2015 - SlideShare Financial Inclusion Insights: Ghana 2015 1. GHANA SUMMARY REPORT NATIONAL SURVEY Conducted December 2014 - January 2015 December 2015 Consumer Electronic Engineering IT Services - hcltech.com Deep market knowledge. With more than a decade of experience in innovating consumer electronics devices platforms and solutions HCL understands this market and the ...
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